Guidelines:
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o PAN and DOB should be that registered with HDFC securities at
the time of account opening
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o Date of Birth (DOB) should be in the format of ddmmyyyy
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o An OTP would be generated and sent on registered email id and mobile (SMS) to Retail customers (NRI would receive it on email only)
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o OTP would be valid for a period of 120 seconds
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o OTP Resend request can be initiated after a period of 30 seconds from earlier generation
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